Wondering how the new DOL regulations will affect you?

Find out more from 40 key industry thought leaders.

Based on research, qualitative insight and data from over one million plans, Kevin Knull, CFP® outlines the elements of a quality financial plan, how a quality financial plan is an effective and prudent way to comply with the DOL regulations and how it can help financial advisors differentiate their firms in a challenging environment.

In an unprecedented forum, 39 key thought leaders – including financial services CEOs and executives, investment advisory firms, consultants, a leading ERISA attorney and even a former U.S. Securities and Exchange Commissioner – explore and share unedited insight and best practices for good financial advice, a quality financial plan and the role of a fiduciary.

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About the Author

Kevin Knull, CFP® is the President of PIEtech – the creator of MoneyGuidePro®, the industry’s leading financial planning software. As a highly sought after thought leader in the financial services industry, he works with firms of all types to help them better prepare clients for retirement through financial planning.

He has held key leadership roles in multiple financial services companies. Knull is a CERTIFIED FINANCIAL PLANNER™ practitioner, a veteran and a graduate of the United States Coast Guard Academy.

Featured Contributor

Luis A. Aguilar

Chapter 5: A Client's True Partner


"Putting a client's interest first should be a non-controversial common sense idea that is universally embraced."


Aguilar served as Commissioner at the U.S. Securities and Exchange Commission (SEC) from July 2008 through December of 2015. As the eighth longest-serving Commissioner in SEC history, Aguilar is one of three Commissioners to have been nominated by two U.S. Presidents from two different political parties. Aguilar’s distinguished business and legal career prior to his appointment includes serving as general counsel at Invesco, Managing Director for Invesco Latin America and President of one of Invesco’s broker-dealers, as well as, tenures at some of the country’s most prestigious law firms. He is known for working to modernize the SEC’s rules and focusing on cybersecurity.



Luis A. Aguilar
Former Commissioner
U.S. Securities and Exchange Commission

Bill Bachrach, CSP, CPAE
Chairman and Chief Executive Officer
Bachrach & Associates, Inc.

Bill Benjamin
Chief Executive Officer
U.S. Bancorp Investments

Marty Bicknell
Chief Executive Officer
Mariner Wealth Advisors

Catherine Bonneau
Chief Executive Officer
Cetera Investment Services

Brent R. Brodeski, MBA, CPA, CFP®, CFA®, AIFA®
Chief Executive Officer
Savant Capital Management

Joel P. Bruckenstein, CFP®
President
Technology Tools for Today (T3)

Mercer Bullard
Founder and President, Fund Democracy, Inc.
Butler, Snow, O’Mara, Stevens, and Cannada Lecturer
University of Mississippi School of Law

Ryan Caldwell
Founder and Chief Executive Officer
MX

Mark S. Casady
Chairman and Chief Executive Officer
LPL Financial

Caroline Dabu
Vice President and Head, Enterprise Wealth Planning
BMO Financial Group

Marco De Freitas
Managing Director, Head of Retail Products and Strategy
TD Ameritrade

Dean Deutz, CFP®
Vice President, Wealth Initiatives Senior Manager
RBC Wealth Management, U.S.

Lule Demmissie
Managing Director, Investment Products and Guidance
TD Ameritrade

Harold Evensky, CFP®, AIF®
Chairman
Evensky & Katz/Foldes Financial

Chris Flint
President and Chief Executive Officer
ProEquities

Deborah Fox
Founder and Chief Executive Officer
Essential Planners, Fox College Funding and AdvisorTouch

Mary Beth Franklin, CFP®
Contributing Editor
InvestmentNews

Mark Glover
Head of Financial Planning
HSBC Wealth Management, HSBC Holdings Plc

Scott Hanson, CFP®, CFS®, ChFC®
Founder and Chief Executive Officer
Hanson McClain

Patricia Houlihan, CFP®
President and Chief Executive Officer
Houlihan Financial Resource Group, Ltd.

Michael E. Kitces, MSFS®, MTAX, CFP®, CLU®, ChFC®, RHU, REBC®, CASL®
Director of Wealth Management
Pinnacle Advisory Group
Publisher, Nerd’s Eye View

Ron Kruszewski
Chairman and Chief Executive Officer
Stifel

Frank McAleer, CIMA®
Director, Retirement Solutions
Raymond James

Dan McGrath
Co-Founder
Jester Financial Technologies

Dale Niemi
President and Chief Executive Officer
BancWest Investment Services

Lauren Oyster, CFP®
Senior Vice President, Wealth Planning Manager
SunTrust Bank

Rose Palazzo
Head of Financial Planning
Morgan Stanley

Alex Potts
President and Chief Executive Officer
Loring Ward Financial and SA Funds – Investment Trust

Knut A. Rostad
Founder and President
Institute for the Fiduciary Standard

Tricia Rothschild, CFA®
Head of Global Advisor and Wealth Management Services
Morningstar

Steve Sanduski, MBA, CFP®
Founder
Belay Advisor

Richard Scarpelli, CPA, MST, MBA, ChFC®
Executive Director, Head of Financial Planning
UBS Financial Services, Inc.

Chris Scott-Hansen
Head of Retirement
Morgan Stanley

Joseph Sicchitano, CFP®
Senior Vice President, Head of Wealth Planning
and Advice Delivery
Suntrust Bank

Don Trone, GFS®
Co-Founder and Chief Executive Officer
3ethos

Marcia S. Wagner, Esq.
Founder and President
The Wagner Law Group

Jaleigh White, CPA
Executive Vice President
Hilliard Lyons

Listen Up

Listen to the podcast with Steve Sanduski, Founder of Belay Advisors featuring author Kevin Knull, CFP® and two book contributors — Tricia Rothschild, Head of Global Advisor and Wealth Management Solutions for Morningstar and Frank McAleer, Retirement Solutions for Raymond James. This podcast focuses on three questions posed by Kevin and the answers point the way toward how you can add value in an increasingly commoditized industry.